Multicriteria evaluation of clients in financial houses

The evaluation and classification of clients in newly established market conditions is a very important problem. The financial houses need their own unified evaluation system available for financial managers as a support tool for making a decision about a client’s credit requirements. Financial houses are obviously interested in investing their capital in the best firms and in minimizing the risk connected with providing the credits. The aim of the house is to manage the portfolio of credits with the minimum rate of risk. The evaluation of this portfolio in the financial houses is usually realized by a combination of measures, discussed here.