Article ID: | iaor19931815 |
Country: | Netherlands |
Volume: | 54 |
Issue: | 3 |
Start Page Number: | 318 |
End Page Number: | 324 |
Publication Date: | Oct 1991 |
Journal: | European Journal of Operational Research |
Authors: | Brans J.P., Mareschal B. |
Keywords: | decision |
BANKADVISER is a multicriteria industrial evaluation system. It provides evaluations of individual items such as firms, industries, companies, industrial clients,..., within a set of similar ones. The evaluations take into account not only the own scores of the item but also those of the other ones in the set (positioning). The evaluation procedure is based on financial data from the Balance Sheet and the Income Statement of each item. BANKADVISER is particularly useful for decision-makers, financial analysts, banks, insurance companies,...,when they have to make decisions about their industrial clients. The system allows one to manage the data about the clients, to analyse their economic profile, to detect their strong and weak features, to evaluate any risk associated with them. Decisions such as whether or not to provide a loan, fix the loan modalities (interest, terms,...), offer guarantee for foreign activities, cover some deficits,..., can easily be finalized after the BANKADVISER evaluation. BANKADVISER is a visual interactive modelling system. It is