Do community-based health insurance schemes improve poor people's access to health care? Evidence from rural Senegal

Do community-based health insurance schemes improve poor people's access to health care? Evidence from rural Senegal

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Article ID: iaor20071344
Country: Netherlands
Volume: 32
Issue: 2
Start Page Number: 273
End Page Number: 288
Publication Date: Feb 2004
Journal: World Development
Authors:
Keywords: developing countries
Abstract:

Community-based health insurance is an emerging and promising concept, which addresses health care challenges faced in particular by the rural poor. The aim of this paper is to analyse whether rural Senegal members of a health insurance scheme are actually better-off than non-members. The results show that in poor environments, insurance programs can work: Members of les mutuelles de santé (mutual health organizations) have a higher probability of using hospitalization services than non-members and pay substantially less when they need care. Furthermore, the analysis revealed that while the schemes were achieved to attract poor people, the poorest of the poor remained excluded.

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