| Article ID: | iaor20052419 |
| Country: | Netherlands |
| Volume: | 66 |
| Issue: | 1 |
| Start Page Number: | 119 |
| End Page Number: | 122 |
| Publication Date: | Jan 2005 |
| Journal: | Automation and Remote Control |
| Authors: | Ovchinnikova T.I. |
| Keywords: | insurance |
A model of decision making by the insurer about the size of the insurance payment was considered. The flexible mechanisms of insurance rates were shown to be both precautionary, that is, stimulating the insured to increase the assignments to the precautionary measures, and motivational, that is, stimulating the insured to take actions that reduce the damage of the insured accidents.