Thomas L C

L C Thomas

Information about the author L C Thomas will soon be added to the site.
Found 5 papers in total
Credit card pricing and impact of adverse selection
Credit card pricing and impact of adverse selection
2014
Variable pricing is one way of improving the profitability of credit cards when the...
Time varying or static cut‐offs for credit scorecards
Time varying or static cut‐offs for credit scorecards
2013
This note points out that the ability of credit scorecards to separate Goods from Bads...
Modelling Loss Given Default (LGD) for unsecured personal loans: decision tree approach
Modelling Loss Given Default (LGD) for unsecured personal loans: decision tree approach
2010
The New Basel Accord, which was implemented in 2007, has made a significant difference...
Modelling credit risk of portfolio of consumer loans
Modelling credit risk of portfolio of consumer loans
2010
One of the issues that the Basel Accord highlighted was that, though techniques for...
Consumer finance: challenges for operational research
Consumer finance: challenges for operational research
2010
Consumer finance has become one of the most important areas of banking, both because...
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