J. Banasik

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Found 5 papers in total

Credit scoring, augmentation and lean models

2005

If a credit scoring model is built using only applicants who have been previously...

Sample selection bias in credit scoring models

2003

One of the aims of credit scoring models is to predict the probability of repayment of...

Recalibrating scorecards

2001

Many credit scoring systems depend on scorecards which order applicants by credit...

Scoring by usage

2001

This paper aims to discover whether the predictive accuracy of a new applicant scoring...

Not if but when will borrowers default

1999

Credit scoring systems are based on Operational Research and statistical models which...

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