Hand David J.

David J. Hand

Information about the author David J. Hand will soon be added to the site.
Found 13 papers in total
Prospecting for gems in credit card data
Prospecting for gems in credit card data
2001
After a brief high-level discussion of the nature of data mining, this paper describes...
Segmentation into predictable classes
Segmentation into predictable classes
2002
We describe a strategy for assigning objects into classes based on characteristics...
Modelling consumer credit risk
Modelling consumer credit risk
2001
The consumer credit market is experiencing unprecedented change, increased...
Superscorecards
Superscorecards
2002
Scorecards used in credit scoring are based on a simple linear model, in which each...
Segmentation into predictable classes
Segmentation into predictable classes
2002
We describe a strategy for assigning objects into classes based on characteristics...
Superscorecards
Superscorecards
2002
Scorecards used in credit scoring are based on a simple linear model, in which each...
Measuring customer quality in retail banking
Measuring customer quality in retail banking
2005
The retail banking sector makes heavy use of statistical models to predict various...
How to lie with bad data
How to lie with bad data
2005
As Huff's landmark book made clear, lying with statistics can be accomplished in many...
Behavioural models of credit card usage
Behavioural models of credit card usage
2003
Behavioural models characterize the way customers behave in their use of a credit...
Modelling consumer credit risk
Modelling consumer credit risk
2001
The consumer credit market is experiencing unprecedented change, increased...
Prospecting for gems in credit card data
Prospecting for gems in credit card data
2001
After a brief high-level discussion of the nature of data mining, this paper describes...
Causal variables, indicator variables and measurement scales: An example from quality of life
Causal variables, indicator variables and measurement scales: An example from quality of life
2002
There is extensive literature on the development and validation of multi-item...
Data mining: Statistics and more?
Data mining: Statistics and more?
1998
Data mining is a new discipline lying at the interface of statistics, database...
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